Privacy Policy
FINNACER TECHNOLOGIES LLP, (“We”/ “Us”/ “Our”) is limited liability partnership incorporated in India and is engaged in the business of providing financial consultancy services/solutions (“Services”) to its clients/users (who shall hereinafter be referred to as “You”, “Your” “User” as applicable), The Services shall be rendered either through its website at www.fynmodels.com (“Website”) or through various mobile applications that are made available to you (“Applications”) from time to time (the Website and Application shall be collectively referred to as “Platform”).
This Privacy Policy and disclaimer, as amended from time to time (“Privacy Policy”) forms part and parcel of the Platform’s terms and conditions and is included therein by this reference. This Privacy Policy covers Our practices for collecting and processing Personal Information (as defined below) and We are committed to maintaining the confidentiality, integrity and security of your Personal Information. This Privacy Policy is applicable to the Platform alone and does not apply to the websites of our business partners, corporate affiliates or to any other third parties, even if their websites are linked to the site. We recommend you to review the respective privacy statements of the other parties with whom you interact.
This Privacy Policy is intended to comply with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the Protection of Natural Persons with regard to the Processing of Personal Data and on the Free Movement of such Data (hereinafter referred to as the “General Data Protection Regulation” or “GDPR”) with respect to our Platform resulting in collection and/or processing of Personal Information (as defined hereinafter) of Users who are in the EU and EEA to provide appropriate protection and care with respect to the treatment of such information in accordance with the GDPR.
Please read this Privacy Policy carefully before using the Platform along with the Terms and Conditions (“Terms”) provided on Platform.
BY ACCESING THE PLATFORM, YOU WILL BE BOUND BY THIS PRIVACY POLICY FOR USING THE SERVICES OR BY OTHERWISE GIVING US YOUR INFORMATION, YOU AGREE TO BE BOUND BY THE PRACTICES AND POLICIES OUTLINED IN THIS PRIVACY POLICY AND YOU HEREBY CONSENT TO OUR COLLECTION, USE AND SHARING OF YOUR INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY.
WE RESERVE THE RIGHT TO CHANGE, MODIFY, ADD OR DELETE PORTIONS OF THE TERMS OF THIS PRIVACY POLICY, AT OUR SOLE DISCRETION, AT ANY TIME. IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY AT ANY TIME, DO NOT USE ANY OF THE SERVICES OR GIVE US ANY OF YOUR INFORMATION. IF YOU USE THE SERVICES ON BEHALF OF SOMEONE ELSE (SUCH AS YOUR CHILD) OR AN ENTITY (SUCH AS YOUR EMPLOYER), YOU REPRESENT THAT YOU ARE AUTHORISED BY SUCH INDIVIDUAL OR ENTITY TO ACCEPT THIS PRIVACY POLICY ON SUCH INDIVIDUAL’S OR ENTITY’S BEHALF.
WHAT CONSTITUTES AS PERSONAL INFORMATION?
- When you access our Platform, we collect, store and retain certain potential information for provision of Services, when you fill out the Registration Form to avail our Services, including but not limited to the following:(i)Your personal details such as Name, Date of Birth/Age and Gender, (ii) Contact Details such as Residential Address, contact number, email address, (iii) transaction-related information, such as when you make payments and/or purchases, respond to any offers, or download or use Applications from us, (iv) any information you provide to Us when you contact Us for help, (v) Login ID and password, (vi) User details as provided at the time of registration or any time thereafter to Us, (vii) information you enter into our system when using the Application/Services/products, such as while asking doubts, participating in discussions and taking any surveys, where relevant; (viii) Your usage details such as time, frequency, duration and pattern of use, features used and the amount of storage used and any other information that is willingly shared by You or is essential for rendering Our Services and (ix) any proof of identification documents and data/reports from Credit Information Companies, any data required for Know Your Customer (“KYC”) compliances, requirement and other relevant details.
- In addition to the above, the following information is defined as “Personal Information” is defined under Information Technology (Reasonable Security Practices & Procedures and Sensitive Personal Data or Information) Rules, 2011 (“SPDI Rules”) to mean any information that relates to a natural person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person. The SPDI Rules further define “sensitive personal data or information” of a person to mean personal information about that person, inter alia, relating to the following: (i) passwords; (ii) financial information such as bank accounts, credit and debit card details or other payment instrument details; (iii) biometric information; (iv) information received by body corporate under lawful contract or otherwise; (v) visitor details as provided at the time of registration or thereafter; and (vi) call data records.
(Points (A) and (B) shall collectively referred to as “Personal Information“).
You shall, at any time while using the Platform and/or the Services, also have an option to withdraw your consent given earlier to us to use such Personal Information. Such withdrawal of the consent is required to be sent in writing to us at the contact details provided in this Privacy Policy below. In such event, however, We fully reserve the right not to allow further usage of the Platform and/or provide any Services thereunder to you.
HOW IS PERSONAL INFORMATION COLLECTED?
We may collect information either actively, as described above, or passively. Further, to improve the responsiveness of the Platform, as you navigate through a website, certain information can be passively collected (that is, gathered without your actively providing the information) using various technologies and means, such as Internet Protocol addresses, cookies, Internet tags, and navigational data collection.
The Website may use Internet Protocol (IP) addresses. An IP Address is a number assigned to your computer by your Internet service provider so you can access the Internet and is generally considered to be non-personally identifiable information, because in most cases an IP address is dynamic (changing each time you connect to the Internet), rather than static (unique to a particular user’s computer). We use your IP address to diagnose problems with our server, report aggregate information, determine the fastest route for your computer to use in connecting to our site, and administer and improve the site.
A “cookie” is a bit of information that a website sends to your web browser that helps the site remember information about you and your preferences. You can set your browser to reject cookies, however not all aspects of the site may be available to you if you choose to do so.
“Session” cookies are temporary bits of information that are erased once you exit your Web browser window or otherwise turn your computer off. Session cookies are used to improve navigation on websites and to collect aggregate statistical information. This site uses session cookies.
“Persistent” cookies are more permanent bits of information that are placed on the hard drive of your computer and stay there unless you delete the cookie. Persistent cookies store information on your computer for a number of purposes, such as retrieving certain information you have previously provided (e.g., passwords), helping to determine what areas of the website visitors find most valuable, and customizing the website based on your preferences.
“Internet tags” (also known as single-pixel GIFs, clear GIFs, invisible GIFs, and 1-by-1 GIFs) are smaller than cookies and tell the website server information such as the IP address and browser type related to the visitor’s computer. This site uses Internet tags. Tags have been placed both on online advertisements that bring people to the site and on different pages of the site. These tags indicate how many times a page is opened and which information is consulted. We do not collect or seek personally identifiable information through these tags.
“Navigational data” (“log files,” “server logs,” and “clickstream” data) are used for system management, to improve the content of the site, market research purposes, and to communicate information to visitors. This site uses navigational data.
HOW DO YOU CONSENT TO OUR USE OF YOUR PERSONAL INFORMATION?
By providing your Personal Information (including any changes thereto as may be provided by you from time to time) and / or accessing the site, you are consenting to collection, storage, use and disclosure of your Personal Information by Us for the purposes and to the persons (as applicable) outlined in this Privacy Policy (as amended from time to time). Collection of information which has been designated as ‘sensitive personal data or information’ under the SPDI Rules requires your express consent and by affirming your assent to this Privacy Policy, you provide your consent to such collection as required under applicable law. Our Services may be unavailable to you in the event such consent through an email is not given or choose to withhold Personal Information. In such cases, We will not be liable and/or responsible for the denial of its Services to you on account of inadequacy of Personal Information provided by you.
As outlined in this Privacy Policy, we will not process your Personal Information without a lawful basis to do so. In general, We may process your Personal Information on the legal basis of: (i) consent (where your prior express consent has been procured to the processing; (ii) contract (if you have either availed Services and/or entered into an agreement with us and such processing is a necessary part thereof); (iii) compliance with Applicable Laws (as defined below); (iv) to protect the vital interests of any individual.
ACCESS AND DELETION OF PERSONAL INFORMATION
When you sign up for our Services, you are opting in to receive emails, text messages and/or WhatsApp messages from Us. We will take reasonable steps to accurately record the Personal Information that you provide to us and any subsequent updates. As a user, you have the right to access, correct, delete or transfer your Personal Information that We hold, including registration details.
You can log in to manage your email preferences and follow the “unsubscribe” instructions in commercial email messages and upon your request to Us, we will delete the Personal Information provided by you in connection with the Services. However, We may retain information about you for the purposes authorized under this Privacy Policy, unless prohibited by law. Thereafter, We will either delete your Personal Information or de-identify it so that it is anonymous and not attributed to your identity. Kindly note that upon deletion of your Personal Information, copies of your Personal Information may still remain as viewable in cached and archived pages.
RETENTION OF PERSONAL INFORMATION
We can retain Personal Information for as long as needed or permitted in light of the purpose(s) for which it was obtained and consistent with Applicable Law. The criteria for determining the duration for which We will keep your Personal Information are as follows: (i) retain copies of your Personal Information in a form that permits identification only for as long as is necessary in connection with the purposes set out in this Privacy Policy, including for the length of time We have an ongoing relationship with you and provide the Services to you; (ii) if there is a legal obligation to which We are subject (for example, certain laws require Us to keep records of your transactions for a certain period of time before deleting them); or (iii) keeping in view the legitimate interests of Us (litigation or regulatory investigations).
YOUR DATA PROTECTION RIGHTS UNDER GENERAL DATA PROTECTION REGULATION (GDPR)
If you are a resident of the European Union (EU) and European Economic Area (EEA), you have certain data protection rights, covered by GDPR. We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Information.
If you wish to be informed what Personal Information, we hold about you and if you want it to be removed from our systems, please email us at ask@fynmodels.com.
In certain circumstances, you have the following data protection rights:
- the right to access, update or to delete the information we have on you;
- the right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete;
- the right to object. You have the right to object to our processing of your Personal Information;
- the right of restriction. You have the right to request that we restrict the processing of your personal information;
- the right to data portability. You have the right to be provided with a copy of your Personal Information in a structured, machine-readable and commonly used format;
- the right to withdraw consent. You also have the right to withdraw your consent at any time where we rely on your consent to process your personal information;
Please note that we may ask you to verify your identity before responding to such requests. Please note, we may not able to provide Services without some necessary data.
You have the right to complain to a Data Protection Authority about our collection and use of your Personal Information. For more information, please contact your local data protection authority in the European Economic Area (EEA).
APPLICABLE LAWS
For the purposes of this Privacy Policy, We hereby declare that this document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000 and will be in adherence with applicable laws and is generated by a computer system and does not require any physical or digital signatures.
This Privacy Policy is published in accordance with the provisions of Rule 4(1) of SPDI Rules that require publishing the rules and regulations, privacy policy and Terms for access or usage of the Platform.
LINKS TO THIRD PARTY WEBSITES
The Platform may contain links or references to other websites. Please be aware that we do not control other websites and that this Privacy Policy does not apply to those websites.
Once you leave our servers (you can tell where you are by checking the URL in the location bar on your browser), use of any information you provide is governed by the privacy policy of the operator of the site you are visiting. We encourage you to read the privacy policy of every website you visit. If you can’t find the privacy policy of any of these sites via a link from the site’s homepage, you should contact the site directly for more information.
Please note that We may be required to share your Personal Information with third parties for the purposes of rendering Services to you (such third parties may include any service providers, vendors, etc) and by agreeing to this Privacy Policy, you provide your consent to share the Personal Information collected by Us to such third parties.
CONFIDENTIALITY OF PERSONAL INFORMATION
The Personal Information collected from you will, at all time during retention, be maintained by Us (including its employees, representatives, partners, etc) in strict confidence and all necessary precautions to protect your Personal Information both online and off-line will be followed, and reasonable security practices and measures including certain managerial, technical, operational and physical security control measures that are commensurate with respect to the information being collected and the nature of Our business will be implemented.
However, please take note that, We do not undertake any liability for any un-authorised use of your account and password. If you suspect any unauthorized use of your account, you must immediately notify to us by sending an email to ask@fynmodels.com. You shall be solely liable to indemnify Us due to any loss suffered by it due to such unauthorized use of your account and password.
Notwithstanding the above, We shall not be responsible for the confidentiality, security or distribution of your Personal Information by our partners and third parties outside the scope of our agreement with such partners and third parties. Further, We shall not be responsible for any breach of security or for any actions of any third parties or events that are beyond Our reasonable control including, any acts of government, computer hacking, unauthorised access to computer data and storage device, computer crashes, breach of security and encryption, poor quality of Internet service or telephone service of the User etc.
CONTACT DETAILS
In case of any questions, queries, feedback, comments, or concerns about any of the terms of this Privacy Policy, you are requested to contact our representative through e-mail at ask@fynmodels.com. or by mail then to 44A, 9th Street, A. Teresa Nagar, Chennai-600091.
OTHER TERMS
Your use of the Platform will also be subject to the terms contained in our Terms and Conditions.